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A life insurance claim denied by an insurer can happen at any time. This reality serves as a major wake-up call for policyholders. Furthermore, a recent ruling from the Ontario Court of Appeal has completely changed how the industry views policy validity. In Trebell v Canada Life Assurance Company, the court made a pivotal ruling. Specifically, judges held that maintaining a consistent level of insurability is crucial. It must remain steady between application and delivery. Therefore, this requirement acts as…

When an Ontario worker is terminated, calculating wrongful dismissal damages can quickly become complicated if they find a new job. Specifically, if a dismissed employee lands a lower-paying replacement role during their notice period, can those new earnings be deducted from their final court award? Recently, the Ontario Court of Appeal answered this question decisively in Williamson v. Brandt Tractor Inc., 2026 ONCA 272. Therefore, this landmark decision now carries critical implications for any active employment claim in Toronto. Case…

A formal offer to settle in Small Claims Court ends disputes quickly. Consequently, it saves thousands in legal fees and shifts financial risks to the opposing party. Understanding this mechanism remains essential for anyone facing a lawsuit. Here is everything you need to know. Litigants can use this mechanism as a powerful procedural tool. Whether you are a plaintiff or a defendant, it resolves disputes before trial. Furthermore, it minimizes legal costs and triggers significant financial penalties against an unreasonable…

This is one of the most common—and misunderstood—family law questions in Ontario. Consequently, many individuals unknowingly forfeit their financial rights because they assume marriage is a legal requirement. Specifically, you may be eligible for the unmarried spousal support Ontario law provides if your relationship meets the province's legal definition of a "spouse." Therefore, a marriage certificate is not a prerequisite. Instead, what actually matters is the true nature of your shared life. Below is a breakdown of how the law…